Free

This month, I was begging my husband to do our taxes because for the last few years, we’ve gotten significant returns due to our carry forward credits from our large private university tuition payments. Last year, we discovered a great tool for doing our taxes and I want to share it with you today! SimpleTax is a Canadian tax program (sorry, American friends and family) that is honestly so fast and easy! After using the paper forms for years, this…

As someone who is living on a budget, I will admit that I love free things. Yep, from free samples to free food to free entertainment, I’m a sucker for them all. However, I’ve learned that not all free things are good. Let me give you some examples: Free puppy: So cute at first, but in the end, not free. You’ll end up spending a ton of money even though the initial cost was “free.” Free samples at the store:…