debt repayment

(Some of you have already heard this news, and some of you haven’t. Either way, I’m going to share some of my thoughts about our journey to becoming debt-free. Enjoy!)  It finally happened. 6 years ago, when Fred and I got married and had almost $100,000 in debt, I didn’t know when we would ever be free. Despite the large amount of money we owed to both the Canadian and American government, we have paid faithfully every month, and on July…

Sometimes unexpected things happen in life. We call those setbacks. Last month, we had a big setback. The check engine light in our car came on and the heat simultaneously went out. So, like responsible adults, we took it to our mechanic. He looked into it and we found the cause: we needed a new engine. Now, I don’t know if you’ve ever had to replace the engine in your car (you’re lucky if you haven’t), but it is one of…